Stop Renting & Buy Your First Home With Just $15,000 Deposit.

Eligible first-time home buyers in Australia may access a range of federal and state-based grants and concessions. These include the First Home Owner Grant, stamp duty concessions, and the federal First Home Guarantee — which allows you to buy with as little as a 5% deposit without paying Lenders Mortgage Insurance. Amounts and eligibility vary by state and property type. During your free consultation, we'll walk through exactly what you're eligible for based on where you're buying.

It depends on your state and the property. Every Australian state and territory offers some form of stamp duty concession or exemption for eligible first-time home buyers, but the thresholds, property price caps and eligibility rules differ. Most states publish an online stamp duty calculator — we'll walk you through the numbers for your specific situation during your free consultation.

Generally, to be considered a first-time buyer in Australia, you must not have previously owned a property (either alone or with someone else) that you lived in. Some exceptions apply depending on your circumstances, so it's always best to check with the relevant authorities — we're happy to help you work this out.

Eligibility varies by state and territory. Generally, you'll need to be an Australian citizen or permanent resident, at least 18 years old, a first-time home buyer, and purchasing a property within certain price limits. Contact us or visit your state's revenue office for specific requirements in your area.